Father and Daughter Playing Outside

Basic Plan Benefits for 2025

 

Western Health Advantage (HMO)

2025 Basic Plan Highlights

Your Benefits Your Cost
Hospital (inpatient and outpatient) No cost1
Office visits (primary care physicians and specialist) $15 per visit
Diagnostic x-ray and laboratory services No cost
Ambulance No cost
Urgent Care Virtual Visit/Urgent Care Center $15/$15 per visit
Emergency room $50 per visit2
Chiropractic $15 per visit3
Acupuncture $15 per visit3

1Except for $15/visit for physical, occupational, and speech therapy performed on an outpatient basis. 2Waived if hospitalized as an inpatient or for observation as an outpatient. 3Up to 20 combined visits in a calendar year.

 Annual Out of Pocket  Maximum
Individual $1,500 Family $3,000

 


2025 Basic Plan Rates: Region 1

Posted rates do not reflect employer contribution amounts.

State Employees and Retired Annuitants Monthly Rates
Single 2-Party Family
$914.27 $1,828.54 $2377.10
 
Contracting Agency Employees and Retired Annuitants Monthly Rates
Single 2-Party Family
$914.27 $1,828.54 $2377.10

 

2025 Open Enrollment Booklet

Open Enrollment Booklet: Basic Plan

 

 

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