OPEN ENROLLMENT IS HERE!
It's time to shop and enroll in one of our 2025 plans — Open Enrollment runs through January 31, 2025. (Be sure to enroll by December 31, 2024 for January 1 coverage!) Western Health Advantage Individual & Family plans are available to Northern California residents in the following counties within our service area: Marin, Napa, Sacramento, Solano, Sonoma, Yolo and parts of El Dorado and Placer.
Start your search for a WHA network PCP from one of six medical groups using our Find a Doctor tool >>> Search Online
Get A Quote From WHA
Check out our benefit comparison to learn about the plans available, from traditional copay plans to high-deductible health plans compatible with a health savings account. All of our plans have the same benefits. The main difference between plans is the monthly premium and deductible – the amount you pay for care each year before Western Health pays for covered services.
Click on the Get A Quote button below to compare plans and costs. You can also see if you qualify for financial help. If you'd like personalized support, you may also talk with one of WHA's individual plan specialists at 916.563.2250 (888.563.2250 toll-free) or email individualsales@westernhealth.com.
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Already a WHA member? You can sign into your MyWHA account to review your current plan documents and coverage.
Shop with Covered California
You can also enroll in a WHA plan through Covered California and receive financial help to pay your monthly health coverage premiums. Click on the Shop Covered CA button to see if you qualify for financial help to lower your monthly premium on a Western Health plan.
Special Enrollment Period
If you have experienced a qualifying life event you may eligible for special enrollment into a health plan outside of open enrollment. This special enrollment period lasts 60 days* from the date of the qualifying life event. When enrolling for coverage, you will need to provide verification of the qualifying life event and the date of the event. Examples of qualifying life events are loss of employer-sponsored coverage, a recent move, being newly married, and having a baby.
*If 60 days pass and you do not sign up for health coverage, you will have to wait until the next open enrollment period that begins on November 1 or if you experience another qualifying life event.